1. Agreement to Terms
By accessing or using the Century Digital website ("Website") and services ("Services"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use our Website or Services.
2. Description of Services
Century Digital provides premium annuity lead generation services for Independent Producers and Financial Advisors. Our services include:
- High-intent annuity leads
- Internal Sales Agent (ISA) team services
- Sales coaching and training
- Social media advertising
- Appointment scheduling and confirmation via SMS
3. SMS/Text Messaging Terms - A2P 10DLC Compliance
3.1 Consent and Registration
By providing your phone number and opting in to receive text messages, you consent to receive automated text messages from Century Digital. Our SMS services are provided through Twilio, Inc., which is registered with The Campaign Registry (TCR) for A2P 10DLC messaging. Our brand is registered and compliant with all applicable regulations.
3.2 Message Types
You may receive the following types of messages:
- Appointment confirmations and reminders
- Service updates and notifications
- Marketing communications (only if you have opted in)
- Account-related messages
3.3 Message Frequency and Charges
Message frequency varies. Standard message and data rates may apply. Charges are determined by your mobile carrier. Century Digital is not responsible for any charges incurred.
3.4 Opt-Out
You may opt out of receiving text messages at any time by:
- Replying STOP to any text message
- Replying UNSUBSCRIBE to any text message
- Contacting us at support@centurydigital.net
After opting out, you may receive one final confirmation message. For help, reply HELP.
3.5 Carrier Limitations
Not all carriers support SMS messaging. Century Digital is not responsible for message delivery failures due to carrier limitations or network issues.
4. User Responsibilities
You agree to:
- Provide accurate and complete information
- Maintain the security of your account credentials
- Use our Services only for lawful purposes
- Comply with all applicable laws and regulations
- Not use our Services to send spam or unsolicited messages
5. Intellectual Property
All content on this Website, including text, graphics, logos, and software, is the property of Century Digital or its licensors and is protected by copyright and other intellectual property laws.
6. Disclaimer of Warranties
Our Services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that our Services will be uninterrupted, error-free, or secure.
7. Limitation of Liability
To the maximum extent permitted by law, Century Digital shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our Services.
8. Indemnification
You agree to indemnify and hold harmless Century Digital from any claims, damages, losses, or expenses arising out of your use of our Services or violation of these Terms.
9. Termination
We reserve the right to terminate or suspend your access to our Services at any time, with or without cause or notice, for any reason, including violation of these Terms.
10. Changes to Terms
We may modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on this page and updating the "Last Updated" date. Your continued use of our Services after such changes constitutes acceptance of the modified Terms.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of [Your State/Country], without regard to its conflict of law provisions.
12. Contact Information
If you have questions about these Terms, please contact us: